Cruise Travel Home Business:
You’ve gone on your first or your 100th cruise and loved it. Did
you ever consider starting a cruise travel agency?
enjoy the searching for the perfect cruise for yourself and
everyone around you. You like setting up and taking care of all
the arrangements. If this sounds exciting and fun, why not
profit from it, and start your own cruise travel agency.
The travel industry currently shows $4 trillion annually spent
in flights, cruises, cars, hotels and more. ...› Continue reading
Do you pay more attention to your car than your body? You change
your oil every 3000 to 4000 miles. You have your tires rotated
every other oil change. Your air filter and brake pads are
changed at the appropriate intervals.
Now, what about your body? You follow the recommended AMA
guidelines for routine check ups and other healthcare services.
You pay special attention to make sure you eat a balanced diet
and always take the time to get enough exercise. The reality is
many Americans pay more ...› Continue reading
Why does health insurance cost so much? Year after year, many of
the articles that appear in print detail the specific factors
driving the cost of healthcare.
These factors include: general inflation, advances in drugs and
other medical devices, rising hospital and doctor expenses,
government mandates, increased consumer demand, litigation,
fraud, and cost shifting.
The basic answer is that a magic bullet to solve the cost of
insurance does not exist because the real difficulty is
controlling ...› Continue reading
Many economists have suggested and recent economic data
indicates that the economy is steadily moving in the right
direction. A combination of several factors has no doubt had a
negative impact on the economy over the last several years.
The recent state of the economy, combined with the increasing
cost of healthcare, has made it difficult for all size employers
to continue to offer the same level of employee benefits. In the
case of health insurance, future plan modifications may be
necessary ...› Continue reading
As you probably know all to well, the cost of healthcare and
health insurance premiums continue to increase at levels
substantially above the general inflation rate. The reasons
given for these extraordinary cost increases are numerous and
include: technological advancements in the medical field,
increased demand for medical services and prescription drugs,
the aging of the population, cost shifting caused by the
uninsured and governmental reimbursement rates, state and
federal mandates, and ...› Continue reading
Home-Based-Business Leadership Skills
By Mark Shaner
Home-based-business leaders make decisions quickly and change
their minds slowly.
This has been my experience throughout my entire thirty-two
years of managing my own businesses. Let's face it, there is an
element of leadership needed in any home-based-business, and
especially in income opportunity programs, as an individual must
overall, stand "head and shoulders" above the crowd in their
efforts in order to overcome the competition and ...› Continue reading
Home based travel businesses are no longer the wave of the
future. Home travel businesses are the hot trend right now. So
if you’re considering becoming a travel agent, this brief guide
will provide you with information you need to know.
First, there are generally two types of home travel businesses:
- Referral agencies
- Booking and selling agencies
Home based travel businesses that fall into the referral agency
category do just that: they refer people to a travel agency.
They may have
...› Continue reading
h1>Finding Employees For Insurance Industry Jobs
Finding the right employee for any job opening can be a
challenge to say the least, and this is no truer than in the
insurance industry. With considerations ranging from experience
and education to their personal skills, the decisions faced by
recruiters and employers can be of critical importance.
When hiring employees for insurance industry jobs it is
important to take many factors into account. Summarized, these
factors include: Education
...› Continue reading
A Simple Plan for Starting a Business (by Steve Majors - The
Starting a business, whether it is a 'small business' where you
work out of an office or a 'home based business' you run out of
a corner of your bedroom, you can drastically change your life
through a very simple plan.
Starting a business is not something you jump into. When you are
working a simple plan, starting a business is something you GROW
How ...› Continue reading
To many people the idea of being paid to take photographs of
exotic places is the ideal job. It may takes years of effort to
be paid by magazines such as the National Geographic, but are
there better ways to become a travel photographer. As most
people have more leisure time, more holiday time, and more
disposable income, the demand for travel photographs has
increased dramatically. Not only are they in demand for travel
brochures, but they also are used extensively in other
advertising copy. ...› Continue reading
h2>7 Sure-Fire ways of reducing your home insurance premium
Home security improvement:
All insurance companies will happily offer you a discount for
burglar alarms and smoke detectors. Homes with fire and burglar
alarms that communicate with a third party monitoring company
receive a higher discount on their insurance premiums.
When possible, choose a higher deductible:
To reduce your premium, it is best advised to increase the
deductible to the extent you can afford. Your home ...› Continue reading
Too many people have the idea that being paid to take
photographs of exotic places is the ideal job. It may take years
of effort to be paid by magazines such as the National
Geographic, but are there better ways to become a travel
photographer. As most people have more leisure time, more
holiday time, and more disposable income, the demand for travel
photographs has increased dramatically. Not only are they in
demand for travel brochures, but they're also used extensively
in other advertising ...› Continue reading
Even after the events of 9/11 and what followed it which have
made the world a much more dangerous place to live in, the
travel industry continues to grow.
The 4.9 trillion travel industry has continued to show brisk
growth despite all the odds. This is a clear indication that
this growth is set to continue for years to come which is a
unique thing to say about any industry in a world where
everything has become so uncertain.
It also means that anybody who decides to invest their efforts
in the ...› Continue reading
While many airlines offer enticements of frequent flier miles,
there is a second prevalent option - travel credit cards - for
discounting your airline travels. There is a very solid reason
that these travel credit cards are so popular for avid
These travel credit cards - i.e., those with a feature that lets
you earn air mileage discounts as you make purchases with your
travel credit card - offer a double dipping opportunity. What
this means, simply, is that you now have two ways to ...› Continue reading
Responsible use of your credit card allows flexibility and
leverage as it helps people manage their money. By using the
principle of interest rates in credit, it allows large and
expensive purchases like buying furniture and appliances.
Payment for these large purchases can be extended over a
specific period to make it more flexible for the credit user.
The credit card company on the other hand is able to earn income
charging interest rates for credit used over a specific period
of time. ...› Continue reading
Do I need travel insurance?
In the United States health insurance, unlike many other
countries, you can find dozens of Blue Cross Blue Shield plans.
Hundreds of regular commercial insurance and so many more health
insurance plans like managed-care plans—HMOs, PPOs and PPG's.
For some travelers, they may have Medicaid, and for those over
65 years have Medicare.
All of these different types of plans have many various
benefits, costs, deductibles, exclusions and restrictions.
So think before ...› Continue reading
Travel Insurance is designed to protect your health, belongings,
and your financial investment in your trip. It provides peace of
mind for you and your family while on your vacation.
If you are travelling abroad, be it on business or pleasure it
is a good idea to consider taking out travel insurance. Whilst
it is not compulsory, most travel companies and tour operators
usually insist on some form of insurance as a stipulation of
their holiday product.
Travel insurance is an insurance product ...› Continue reading
If you're looking for a new product to sell , whether it's your
first product or just something to complement your existing
product line, don't think in terms of the product!
Instead, find a niche you can fill that is not currently being
served. Do a little research and find out what people are buying
a lot of and find a way to create a better product or one that
provides benefits not easily found in the market.
It can take a great deal of money and lots of time to develop a
market. It's much ...› Continue reading
For thousands of years men have sailed the seas. From the
earliest trips by the discoverers and settlers of the Americas,
Australia and the Pacific Islands, through Odysseus' voyage to
Troy and beyond to the time of Swashbucklers in the Caribbean
mankind has made exciting voyages to the far corners of the
In those early days hard cold steel and brass protected the men
and their ships. Today we have boat insurance, GPS systems,
sonar and underwater charts.
While boat insurance is not as ...› Continue reading
Travel or Cash Back Credit Cards?
If you want to
use a reward credit card for getting free airline tickets, you
have a choice of choosing a dedicated airline credit card, a
travel reward credit card or a cash back credit card. A
dedicated airline credit credit card has hefty annual fees and
may not be worth it if you are not a very frequent traveller or
spend enough on your credit card.
So should you get a no
annual fee travel reward or cash back credit card to earn your
free airline ...› Continue reading
Time with family is precious. That's why more and more business
travelers are adding on vacation to their trips and inviting
family to join them. Sometimes it's easy to mix business and
pleasure - especially with the trend toward booking business
conferences at resort areas like Orlando or Las Vegas. With a
little advance planning, you can get Uncle Sam to foot part of
the bill - legally.
The Internal Revenue Service lets you deduct 100 percent of your
transportation costs for travel within ...› Continue reading
Studies have shown that successful entrepreneurs and home
business owners possess the following characteristics. Do you?
1. Do you have Self-confidence? This is the magical power of
having confidence in yourself and in your strengths and
abilities. This isn't bravado or braggadocio but an unshakeable
belief in yourself.
2. Are you Achievement Oriented? Results are gained by focused
and sustained effort. You concentrate on achieving a specific
goal, not just accomplishing a string of unrelated ...› Continue reading
One of the greatest pleasures that a man can have is owning his
own boat. It goes back to the days of adventure on the high seas
when a man was absolute monarch of his realm as a captain of his
Today there are very few places that the average man can be
master and commander of his own destiny. But owning a boat is
not without risk or expense. At one time cannons and carronades
protected the owner and captain from loss today it is boat
insurance that protects a man from loss.
It might ...› Continue reading
Most of us know what a business plan is. We know that it
includes product information, marketing strategies, financing,
facilities and a customer profile. Yet how many of us know that
the comprehensive report is just a piece of paper without the
commitment of the owner? That's right it is "garbage" without
strong psychological traits that help to adhere to the plan. A
business plan changes depending on the personality strengths of
Within the business plan it is beneficial to map out ...› Continue reading
Knowing what to pack for travel can make for a
smooth transition from one work location to the next. The
essentials of business travel packing take into consideration
all of the possible events that you may need to attend while
also realizing that 'free' nights may not always mean that you
can sit in your hotel room in your pajamas.
The influence of professional appearance is something that can
not be denied in the work setting. You will be taken more
seriously if you take the time to ...› Continue reading
5.6 Trillion Dollar Travel business Explodes Another 23% With No
Slow Down In Sight! Entrepreneurs Cashing In!
With the Baby Boomer reaching peak spending years it's no wonder
why the Travel industry is constantly breaking new records. Even
those under 30 are spending there hard earned cash on traveling.
The Baby boomers are those born between 1946-1964 and have a net
worth of 78 billion dollars! That's approximately 40% of the
GNP! They LOVE to travel and they love the ...› Continue reading
Guide to Business Travel
Planning your business trip wisely will free you from lots of
trouble. Inadequate airline seats, long lines, heavy traffic,
and unavailable hotel rooms are just some of the problems a
business traveler might encounter. Despite the emergence of
e-commerce, businessmen still travel more often for sales and
business shows. Here are some tips to make your business travel
a successful one:
1. Plan your business trip long before you leave the office.
2. Always prepare a ...› Continue reading
HELP FOR ROAD WARRIORS Ten Steps to Simplify Travel
Travel is a fact of life, whether for business or for pleasure.
For many business people, frequent travel is a frequent event.
Over time, seasoned travelers have been able to come up with
ways to simplify being on the road. However, in today?s changing
economy, many people are experiencing job and career changes. As
a result, the friendly skies are full of those who are new to
business travel and finding themselves overwhelmed and
exhausted. ...› Continue reading
Decision Making--Business Management By ElmerFizz
Traditionally, decisions are made at the "top" of an
organization and communicated to those "lower down" while
feedback on the effectiveness of the resulting actions is sent
back to the "top". We can see this pattern in all aspects of
life, from our relationship with our parents, through our
education, and on into our working life. However, in business
such a hierarchical structure is not always an advantage. ...› Continue reading
Writing a business plan can be quite a difficult task for
individuals new to the world of entrepreneurship. However taxing
this task may prove, it is essential for the development and
success of the business. When beginning your foray into
developing your own company, be sure to put great thought and
effort of the planning and writing of this groundbreaking
document. This plan will remain with your company throughout its
life as a reminder of the company's goals and aspirations.
If you find ...› Continue reading